Author: Juniesy M. Estanislao

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Loans ‘R’ Us

The loaning culture has become diversified with the emergence of various platforms, ever-changing and increasing inflation rates, and immobility of households, among other factors.  Loan sharks increase their visibility and accessibility by utilizing loan applications and guarantors, which are now institutionalized through registration with the Securities and Exchange Commission. It’s telling that according to the...

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Autonomy and the case of the Polytechnic University of the Philippines

President Ferdinand Marcos Jr. signed the General Appropriations Act for 2025 despite the contentious budget proceedings including protests over alleged blank portions in the document.  The Makabayan bloc in the House of Representatives, particularly the Kabataan Partylist, reported budget cuts on state universities and colleges (SUCs), raising negative reactions. After all, the fiscal operations of...