Author: Jenn Simons (Jenn Simons)

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Building a history of good credit

A World Bank publication in 2017 showed that close to three-fourths of Filipinos borrowed cash from informal sources. Informal sources aren’t easy to police and often get away with charging exorbitant interest and intimidating borrowers when they can’t pay up. This may be why Filipinos get really uncomfortable when talking about borrowing money. I had...

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Don’t save for retirement, build long-term wealth

By Jenn Simons As a hypersocial adult who’s been stuck at home on a reduced income with the possibility of a medical emergency looming, the last few months have felt like practice for retirement life. It really made me think about my retirement savings plan (or lack thereof). If I’m honest, the term “saving for...